In order to assist with the mortgage crisis, Assembly Member Cathleen Galgiani along with the Mayors and Cities of Merced and Los Banos will be hosting the following Home Foreclosure Prevention Workshops:

April 12th at 10 a.m.  &  April 26th at 10 a.m.
Merced City Council Chambers
678 West 18th Street • Merced

Co-Sponsored by Merced Mayor Ellie Wooten and the City of Merced

April 19th at 10 a.m.  &  May 3rd at 1 p.m.
Los Banos City Council Chambers
520 J Street • Los Banos

Co-Sponsored by Los Banos Mayor Tommy Jones and the city of Los Banos

All financially troubled homeowners throughout the Northern San Joaquin Valley are invited to attend the free event.

Free one-on-one counseling will be provided by lending specialists.  They will review each homeowner's finances and loan documents to suggest strategies for avoiding foreclosure.
Counselors will include those from ‘No Homeowner Left Behind’, the California Association of  Mortgage Brokers, El Concilio, Tracy Hispanic Business Group and industry professionals from the community.  Spanish-language translators will be available.

To help counselors assess homeowners situations and options please bring:

• Proof of identification
• Financial hardship letter: Write an explanation of your financial hardship or reason for being delinquent on your mortgage.
• Loan documents: Original mortgage contracts and all recent letters from your lender
• Income statements, Bank statements, Federal income tax return or copies of last year's W-2 statements
• Bills and expenses: List monthly expenses, debts and obligations, including utility, medical and credit card bills as well as property taxes and auto loans.
• Assets list: Detail what you own, such as cars, boats or vacation property.

For more information contact Assemblymember Galgiani’s district office at 209-726-5465 or 209-948-7479.