In order to assist with the mortgage crisis, Assembly Member Cathleen Galgiani along with Tracy Mayor Brent Ives will be hosting another Home Foreclosure Prevention Workshop:

Saturday, April 5th at 10:00 am
Tracy City Council Chambers
333 Civic Center Drive in Tracy

All financially troubled homeowners throughout the Northern San Joaquin Valley are invited to attend the free event.

Free one-on-one counseling will be provided by lending specialists.  They will review each homeowner's finances and loan documents to suggest strategies for avoiding foreclosure.
Counselors will include those from ‘No Homeowner Left Behind’ and the California Association of  Mortgage Brokers.  Spanish-language translators will be available.

To help counselors assess homeowners situations and options please bring:

• Proof of identification
• Financial hardship letter: Write an explanation of your financial hardship or reason for being delinquent on your mortgage.
• Loan documents: Original mortgage contracts and all recent letters from your lender
• Income statements: Copies of your most recent payroll stubs or other income records
• Bank statements: Copies of your account balances and stock portfolio statements
• Federal income tax return: Including copies of last year's W-2 statements
• Bills and expenses: List monthly expenses, debts and obligations, including utility, medical and credit card bills as well as property taxes and auto loans.
• Assets list: Detail what you own, such as cars, boats or vacation property.

For more information, contact Assemblymember Galgiani’s district office at 209-948-7479.