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Assembly Member Lori Saldaña is Chair of the Assembly Committee on Housing and Community Development. The Committee’s jurisdiction includes reviewing legislation in the areas of housing, structural fire safety and redevelopment. Communities Served COMMUNITIES SERVED Constituent Services Assistance with state agencies Information on the Legislature and the legislative process Information on ballot propositions Property tax postponement Consumer complaints State Franchise Tax Board Medicare and Medi-Cal Veterans' affairs State pamphlets Reports issued by the Legislature and state agencies And much more... Contact Information District Office Check out the new features on our website! |
Cleaning Up the Subprime Mess Tens of thousands of California families are in danger of losing their homes in the current subprime mortgage crisis. In San Diego, the situation is especially grave. According to the real estate information clearinghouse DataQuick, foreclosure rates in the San Diego region increased by 353 percent in 2007. In recent years, subprime lenders and brokers flooded the growing subprime market with dangerous mortgages that come with "exploding" adjustable interest rates. The result is the current epidemic of foreclosures that harm families, destroy credit, destabilize property values and diminish the quality of life in residential neighborhoods. Subprime mortgages are high-cost home loans intended for borrowers with weak or less-than-stellar credit histories. Higher interest rates may make sense for higher-risk loans up to a point, but the subprime market has been rife with problems that are rare in the mainstream mortgage market, including excessive fees, high penalties for refinancing, refinances that provide no real benefit to homeowners; and marketing more expensive loans to borrowers when they qualify for a better rate. According to the Center for Responsible Lending, nearly two out of every eight homeowners that received loans in the last two years may default. That means that nearly 180,000 California homes will be lost to foreclosure from the 836,900 subprime loans made in 2005-2006 alone. California could lose nearly $3 billion in property tax revenue and another $1 billion in sales and transfer tax revenue. Recently, I supported a series of bills that the Assembly Democrats have introduced to aggressively address the foreclosure crisis. The reforms are contained in three bills, AB 69 (Lieu), AB 180 (Bass), and AB 529 (Torrico). These measures include provisions that will:
The bills moved rapidly out of the Assembly and are currently under consideration in the Senate. If you believe you may be at risk of losing your home, I will be hosting a free Home Ownership and Home Mortgage Resource Fair from 5:30 p.m. to 7:30 p.m. on April 24th at the Caltrans Building 4050 Taylor Street in Old Town. Representatives of non-profit and government agencies with expertise in home mortgages will be on-hand to provide information about avoiding foreclosure. Assembly Democrats have also put together a website designed to provide the public with essential and pertinent information. It can be found at http://adc.asm.ca.gov/issues/MortgageCrisis/. I encourage you to take advantage of these resources. If you have questions, please feel free to call my District Office at (619) 645-3090. Assembly Member Saldaña Appointed to State Women's Commission Assembly Speaker Fabian Núñez has appointed Assembly Member Lori Saldaña (D-San Diego) to the California Commission on the Status of Women. Saldaña, who also recently became Vice-Chair of the Legislative Women’s Caucus, said she is looking forward to working on issues affecting women and girls both in the Legislature and on the Commission. “I believe my work in each capacity will be complimentary,” Saldaña said. “I can bring a policy-making perspective to my work on the Commission, and carry the focused issue-oriented work of the Commission back to the Caucus and the Legislature.” Saldaña said the Commission is already working on a number of issues that coincide with her concerns in the Legislature, including reconsidering veterans programs in light of increasing numbers of women service members; issues of teen violence and sexually exploited minors; and the status of women in the prison and juvenile justice systems. Measure Aimed at Improving Education of Military Assembly Member Lori Saldaña has introduced a measure, Assembly Bill 1809, that would include California in an interstate compact establishing uniform standards for military children transferring between school districts and states. Saldaña said that military families encounter significant school challenges when dealing with enrollment, eligibility, placement and graduation requirements when transferring between schools. “The average school-age military dependant transfers seven times in the course of their school career,” she said. “They may have to take additional classes and their graduation might be delayed when their course credits don’t carry over between states.” “This measure would ease the transition between schools and reduce stress for the families by creating uniform expectations for the students.” There are over 63,000 school-age military dependants in California. About 25 percent lose their course credits due to multiple school transfers from out-of-state and out-of-country Department of Defense schools to California schools. The legislatures of Missouri, Washington, Delaware, Virginia, and Kentucky have also introduced legislation to become parties to the compact. About 18 other states have also signaled their intention to do the same. Saldaña, who is a member of the Assembly Committee on Veterans Affairs, passed legislation in 2006 to address similar requirement discrepancies between school districts within California. Update on Assembly Member Saldaña’s 2008 Legislation If you would like more information on these or any other bills, go to the assembly website at www.assembly.ca.gov Environmental Protection & Energy Efficiency AB 218 (Saldaña) – Electronic Waste
AB 2112 (Saldaña) –Energy Self-Sufficient Residential Buildings AB 2003 (Saldaña) – Climate Protection and Energy Efficiency Bond Act of 2008 AB 1832 Tidelands Statutes (Saldaña) – Military Families AB 1809 (Saldaña) – Education of Military Dependents Health Care and Seniors AB 1022 (Saldaña) Care at Home AB 2137 (Saldaña) Ensuring Senior Care AB 567 (Saldaña) - Common Interest Development/Home Owners Associations AB 1921 (Saldaña) – Davis-Sterling Act Cleanup Public Safety AB 2049 (Saldaña) Sex Crimes Women's History Month- Each March, during National Women’s History Month, we acknowledge the accomplishments and contributions of those who have helped to improve the status of women in our society. From Elizabeth Cady Stanton to Nancy Pelosi, the first woman to serve as Speaker of the United States House of Representatives, there are influential women who have, and continue to be, pioneers in working to make women full participants in all parts of our society. Like many other amazing stories, the history of the women’s rights movement in America began with a small group of people questioning what they saw as an injustice. At the Seneca Falls Convention, Elizabeth Cady Stanton drafted the Declaration of Sentiments, which outlined the ills of women’s sub-status in society. It was modeled after the Declaration of Independence. Stanton’s document declared the woefully unfair status of women at that time. Some of their points reiterated that:
It is easy to see how the status of women in society has improved over the past 160 years. Today’s women would not be enjoying the civil liberties and rights they have today without the dedicated, hardworking, outspoken individuals who led the way. Young girls of this era can list many diverse and interesting professions when they are asked, “What do you want to do when you grow up?” The dramatic social and legal changes that have occurred, which make it possible for our daughters to envision their endless potential, generally go unnoticed. Many people who have lived through the recent decades of this process have come to accept as a matter of fact all that has transpired before them. Many take the changes for granted, naively assuming that life has always been this way. Life, however, has not always been what it is today. In fact, it was not that long ago that women were not involved in government at all. Each year, as a part of National Women’s History Month, the National Women’s History Project selects a number of women to honor for their role in American history. From Bella Abzug and Abigail Adams to Eleanor Roosevelt, Katharine Graham and “Babe” Didrickson Zaharias, the women who have been honored since 1980 are truly women who have changed America for the better in culture, history, science, sports and politics. This year, the honorees are to be women that have created wonderful art throughout history. The honored women will inspire women and girls far into the 21st century. Their lives and their work provide guideposts of hope for the future and for our children. They remind us of what the human spirit can achieve if our eyes are fixed on equality, hope and unlimited potential.SACRAMENTO & AROUND THE DISTRICT
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